Crysler Financial has the freedom of many conforming and non-conforming lenders to work with. This enables us to be more creative and provide our clients with the loan that fits their needs.
Down Payment Assistance: The credit will be provided to you in the form of a loan prior to closing on your new home. Upon receipt of your tax credit the loan will be repaid to the agency. Crysler will guide you through the steps of acquiring the approval on the down payment funds.
USDA First Time Home Buyer Programs.
102% USDA Rural Development Residential Mortgages...
Are you ready to own a home but are not sure you will qualify due to lack of a down payment?
- Flexible credit and qualifying guidelines.
- No down payment needed.
- No Expensive Mortgage Insurance qualifying you for a larger home!
- The best First time home buyer programs...
The Rural Development guaranteed loan program has assisted thousands of customers just like you purchase a Home. Apply now for a USDA Rural Development Guaranteed Home Loan.
The Advantages:
- No Down payment is required.
- Flexible credit score guidelines.
- No maximum purchase price limit.
- Closing costs can come from any source including gifts.
- Repairs and improvements can be included in the loan.
- Competitive fixed 30-year rates.
Eligibility Criteria
- Occupy home as primary residence.
- Do not have sufficient cash for a 20% down payment plus pay typical loan closing and relocation expenses.
- Be a U.S. citizen, a U.S. non-citizen national or a qualified alien
- Have a credit history that indicates a willingness to meet obligations as they become due.
- Have an adjusted household income that is within Rural Development guidelines based on the number of persons who will occupy the home.
- Purchase a residential property that is located in a Rural Development eligible area.
- No mortgage insurance saves you a lot of money.
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Did you know that the typical mortgage insurance premiums for the first 10 years on a $100,000.00 loan could cost you $6,000 or more? The mortgage insurance can continue beyond the 10 years. The cost of Rural Development's guarantee is only $2,000.00 on a $100,000.00 loan.
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No mortgage insurance allows you to qualify for a larger mortgage amount.
- There is little or no cash required for a down payment or closing costs in most cases.
Simply call to get more information or apply online.
We can help you regardless of your home value. The Home Rescue program will refinance your current loan and lower your payments. If you rate is adjusting call Crysler Financial today and we will fix your rate for good. In most cases we can show you how to pay your mortgage off faster with out changing your spending habits.
Provide borrowers with a low down payment and a common sense approach to underwriting. 3.5% down is required and this can be gifted from a relative. Low rates and low down payment make this a viable loan for most borrowers.
Veterans can take advantage of financing insured by the VA. VA allows for 100% financing and no monthly mortgage insurance.
A Reverse Mortgage can help you acheive your goals into retirement. Let Crysler Financial educate you on the facts and benefits of a Reverse Mortgage.
Foreclosed HUD homes
Only $100 is needed for your down payment. Typicall FHA guidlines apply for loan approval.
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